Slate
Everything you need to start.
Free
- Physical + virtual card
- 0.3% conversion fee
- bKash / Nagad cash-out
- 12+ chains, one balance
Stablecoin neobank · Borderless by design
Dollars in.
Taka out.
Zero drama.
Hold USDT, USDC and USDe. Spend anywhere Visa works. Cash out to bKash, Nagad or your bank in seconds — for a flat 0.3%.
Fetching rates…
1 USDT ≈ …
Real-time mid-market rate. Your rate locks at cash-out.
- chains supported
- 12+
- chains supported
- settlement time
- ~4s
- settlement time
- flat conversion fee
- 0.3%
- flat conversion fee
9:41
R
Good morning
Reyad
Total balance
…
≈ 2,847.50 USDT · all chains
Holdings
₮TetherUSDT1,240.00…
$USD CoinUSDC860.25…
eEthenaUSDe747.25…
Send
Convert
Cash out
More
One balance
Every chain. Every coin. One balance.
Twelve chains, three stablecoins, one number you can actually spend. No wallet-hopping. No mental math.
Deposit on whatever's cheapest
Send USDT, USDC or USDe on any of 12+ chains. It lands in one place.
One number, always current
Every chain revalues against live rates into a single spendable balance.
Spend from the whole stack
Your Visa card and your bKash / Nagad cash-outs draw from the same unified balance.
Total balance
App preview2,450.75 USDT
≈ …
Fetching rates…
Sweeping 10 of 12+ chains
EthereumBNB ChainSolanaTronPolygonArbitrumBaseAvalancheOptimismTON+2 more
Wallet linking opens at launch — reserve your spot below.
Any Currency - Anywhere
Cash out before your chai goes cold.
Type an amount. Any stablecoin, any of 26 currencies, one live rate. This is the number you'll actually get.
Fetching rates…0.3% flat fee included at cash-out
29 currencies · any-to-any
You get
…
Rate loading…
Cash out to
bKashNagadBank transferVisa card
Payouts in BDT and 25 other currencies · bKash / Nagad settle in seconds.
The cards
Tap. Paid. In stablecoins.
A real Visa card that spends your stablecoins anywhere Visa works. Silver body, gold chip, zero embarrassment at the checkout.
Graphite
For heavy spenders.
…/ year
Billed as 49 USDT · fiat at live rates
- Everything in Slate
- Brushed metal card
- Higher cash-out limits
- Priority support
Obsidian
The full flex.
…/ year
Billed as 199 USDT · fiat at live rates
- Everything in Graphite
- Black metal card
- Top limits on everything
- Early access to new features
Card issuance opens at launch. Early waitlist members pick their tier first.
Chain coverage
We speak fluent chain.
12+ networks, one balance. Deposit on the chain that's cheapest today, spend like it's all one account — because it is.
Supported chains: Ethereum, BNB Chain, Solana, Tron, Polygon, Arbitrum, Base, Avalanche, Optimism, TON, zkSync, Linea, and more.
Deposit anywhere
Send on the chain with the cheapest fees right now. We don't care which — it all lands in one balance.
Swept automatically
Funds across chains are swept into your unified balance. You never manage twelve wallets again.
Spend everywhere
One card, one cash-out button, one number. The chain it came from is our problem, not yours.
Earn
Your idle dollars want a job.
Put idle USDT, USDC and USDe to work. Earnings accrue daily and stay spendable — your money never takes a day off, and neither does your access to it.
Earnings land daily
No epochs, no claiming rituals. Your yield just shows up, every day.
Stays spendable
Earning doesn't mean locked. Spend or cash out any of it, any time.
No lock-ups, no games
No tiers-within-tiers, no 90-day staking sentences. In when you want, out when you want.
Perks
Perks that punch above their weight.
The stuff legacy banks charge extra for, or simply never built.
Instant BDT cash-out
USDT to bKash, Nagad or your bank in seconds. The 0.3% fee is the whole story — no spread games.
Virtual cards in seconds
Spin up a virtual card for online shopping the moment you join.
26-currency pockets
Hold value in the currency you actually live in. Switch the whole app's display in one tap.
Vault-grade security
Biometric lock, instant freeze, and real-time spend alerts on every transaction.
24/7 human support
Real people, in your timezone, in Bangla or English. Bots need not apply.
Zero hidden fees
One flat 0.3% conversion fee. If we ever charge for anything else, it'll be on this page first.
Pricing
Free to start. Hard to leave.
No monthly fees, no minimum balance, no asterisks doing heavy lifting.
| Feature | Slate Free forever | Graphite … Billed as 49 USDT | Obsidian … Billed as 199 USDT |
|---|---|---|---|
| Conversion fee | 0.3% | 0.3% | 0.3% |
| Card | Plastic | Brushed metal | Black metal |
| Virtual cards | 1 | 3 | 10 |
| Cash-out limits | Standard | Higher | Top |
| Support | In-app chat | Priority | Dedicated line |
| New features | — | Early access | First access |
Fiat prices use live rates and update automatically. Plans go live with the app — join the waitlist to lock your tier.
FAQ
Asked. Answered.
The honest version, not the brochure version.
A stablecoin neobank with its home in Bangladesh. You hold USDT, USDC and USDe, spend them anywhere Visa works with a real debit card, and cash out to bKash, Nagad or your bank in seconds. One balance across 12+ chains — no wallet juggling.
Pick an amount in the app, choose bKash, Nagad or bank transfer, and confirm. Your stablecoins convert at the live rate plus a flat 0.3% fee, and the money lands in your wallet — usually in seconds.
Converting between stablecoins and fiat costs a flat 0.3% — that's the whole fee story. The Slate plan is free forever; Graphite is 49 USDT a year and Obsidian is 199 USDT a year, billed in USDT.
USDT, USDC and USDe across 12+ chains including Ethereum, BNB Chain, Solana, Tron, Polygon, Arbitrum, Base, Avalanche, Optimism and TON. Deposit on whichever chain is cheapest — it all lands in one unified balance.
No. Bitpaysa is a technology company, not a licensed bank, and crypto balances are not bank deposits — they're not covered by deposit insurance. Cards are issued by our licensed banking partner, and availability depends on local regulations in your country.
We're onboarding in waves, starting with Bangladesh. Join the waitlist and you'll get early access plus first pick of card tier. Earn and wallet linking open at launch.
Stablecoin balances are backed 1:1 by the token issuers and held in segregated wallets — never lent out without your explicit opt-in. That said, crypto carries real risks: tokens can depeg, networks can congest, and prices can move. Only keep what you can afford to have in motion.
Waitlist
Skip the line. Keep the perks.
We're onboarding in waves, starting with Bangladesh. Early members get first pick of card tier — and pay nothing until launch.